Interactive Lab
Loan Sizer (DSCR / LTV / Debt Yield)
Loan Sizer — DSCR / LTV / Debt Yield
Generalizes the classic Deal Checker: size the maximum loan under every constraint, then test a specific requested loan amount against each one.
$360,000
$
$4,000,000
$
6.5%
25 yrs
75%
1.25
9%
Maximum Loan (binding constraint wins)
$3,000,000
Binding constraint: LTV
By LTV$3,000,000
By DSCR$3,554,465
By Debt Yield$4,000,000
$2,800,000
$
DSCR
1.59x
min 1.25x
LTV
70.0%
max 75%
Debt Yield
12.9%
min 9%
This requested loan amount passes every constraint — financeable at these terms.
Learn the concept behind this tool